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如何用好一份房地产评估报告?做好这5点是关键!

发布日期:2018-09-21 作者: 点击:

从风险偏好来看,房地产类抵押物在目前的金融市场环境下,已经属于较为优质的担保物。一方面,房地产的参照物较多,价值更容易确定;另一方面,房地产价值相对其他担保物而言更为稳定,处置也较为便利。但从实践工作情况来看,当房地产进入到清收拍卖环节中,原有的评估价值与终的处置价值往往会出现较大的差别。抛开市场交易心理的影响因素,河南房产评估不得不说商业银行在审批以及贷后跟踪过程中,都存在未能仔细分析房地产评估报告中的内容,也未能有效甄别同一区域不同类别房产的价值差距,陷入了形而上学的陷阱。




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